| Top Ten Tips.....1. Consider buying an
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| | "unclaimed" and "repossessed" furniture
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| old, inexpensive house & modernizing it
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| | at warehouse sales.32. Buy unpainted
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| yourself.2. Check firms that build the
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| | furniture and finish it yourself.33. Try
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| house's exterior and you do the inside
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| | to buy wholesale. Some manufacturers
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| work.3. Give thought to living in a
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| | have, "wholesale outlets".
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| mobile home or modular housing.4. You
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| | 34. Consider working a swap with
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| can save substantially by learning how to
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| | friends, relatives, neighbors.How to buy
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| conserve home energy.5. Insulate your
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| | furniture, appliances, and furnishings
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| home yourself & you may be entitled to a
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| | intelligently.......35. Before you buy,
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| large tax credit.6. Use solar energy in
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| | ask yourself, "Do I really need it?"36.
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| your home & reduce conventional energy
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| | Shop around before you decide. Become an
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| expenses.7. Pay property insurance
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| | expert comparison shopper.37. Ask
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| premiums annually for substantial
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| | around. Talk to others and ask their
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| savings.8. Moving costs may be tax
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| | experiences, suggestions.38. Go to the
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| deductible, if it was done for business
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| | local library and read. Check out recent
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| reasons.9. If necessary, add extra rooms
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| | articles on the subject.39. Is the
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| instead of looking for a larger house.10.
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| | merchant reliable in case you have any
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| Keep your home in good condition. It
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| | problems later?40. Never sign contracts
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| will insure top money when selling.How to
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| | or agreements until you know what you are
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| save on home repair bills.....11.
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| | signing.41. If you buy on credit, keep a
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| Practice preventable maintenance. Take
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| | written record of your spending in your
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| good care of what you have.12. Get an
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| | wallet.42. Use charge cards only if you
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| illustrated manual & learn to repair most
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| | pay bills before interest is added.43.
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| common problems yourself.13. When
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| | Buy only low-energy, high efficiency
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| needed, ask friends & neighbors whom they
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| | appliances.44. See if you can "make do"
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| recommend for repair work.14. Always get
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| | with what you have.45. When ordering
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| competitive bids for larger repair
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| | carpeting, ask for broadloom remnants and
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| jobs.15. Before hiring a firm, ask for
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| | save about half.46. Make some items
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| names of their customers you can
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| | yourself, such as curtains, draperies,
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| contact.16. If a loan is required for
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| | bedspreads, etc.47. Buy radios and TV's
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| repairs, shop round for lowest interest
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| | during January & May sales.48. February
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| rates.17. Borrow money for the shortest
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| | & June are good times to buy bedding,
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| period possible.18. Use reputable firms.
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| | floor covering, and furniture.49. Shop
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| Check with Better Business Bureau if
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| | March & July for good buys on washers and
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| necessary.19. Establish a good trusting
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| | dryers.50. Buy rugs during August and
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| relationship with a reliable repair
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| | October sales.51. Stock up on household
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| service.20. Get a signed cost estimate
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| | linens during the months of January, May
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| before repair work is started.Where to
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| | & August.52. March is a good month to
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| find the best home bargains.....21.
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| | buy a house, right after school vacation
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| Discount stores.22. Auctions.23.
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| | starts.53. Buy a kitchen range, paint &
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| Catalog stores.24. Garage sales.25.
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| | wallpaper during April sales.54. March
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| Flea markets.26. Thrift stores.27.
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| | is a good month to select a new air
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| Classified ads. (You'll get a better
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| | conditioner.55. January sales are good
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| bargain from private owner, than from a
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| | for buying small appliances, blankets,
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| store).28. Sales and clearances of
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| | quilts.56. Buy house wares in Feb.,
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| reputable stores.29. Look for "floor
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| | Sept.; china & glassware in March &
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| samples" and "demonstrator's models30.
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| | Sept.57. Buy fabrics in Jan. & October;
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| Shop for discontinued models and
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| | storm windows in June & July.
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| "slightly damaged" merchandise.31. Buy
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